// BLOOM · SHIELDED YIELD

SHIELDED YIELD

Earn DeFi yield from a wallet that never touches your main address. Your funds flow Main Wallet → Agent Wallet → Shielded Yield → Earn → Withdraw, so on-chain activity is isolated from your identity. Yield is powered by audited Morpho vaults on Base — live today; deeper shielding is on the roadmap below.

PIPELINE STAGES5

YIELD ENGINE (NOW)MORPHO · PLUGGABLE

ISOLATIONAGENT WALLET

NETWORKBASE L2

// THE PIPELINE

HOW SHIELDED YIELD MOVES YOUR CAPITAL

⬡01

MAIN WALLET

YOUR KEYS

LIVE

→↓

◈02

AGENT WALLET

ISOLATED EOA · 4337 SOON

LIVE

→↓

⬢03

SHIELDED YIELD

AGENT-ROUTED · BETA

BETA

→↓

✦04

EARN YIELD

MORPHO BLUE · BASE

LIVE

→↓

⤓05

WITHDRAW

WITHDRAW ANYTIME

LIVE

⬡01 · MAIN WALLET

Connect your wallet via Privy. It owns the agent account and authorizes setup — but never signs day-to-day strategy transactions.

LIVE

◈02 · AGENT WALLET

Create and fund an isolated agent wallet (today a Privy embedded wallet / EOA; ERC-4337 upgrade on the roadmap). Creation, funding and agent-signed strategy execution are live; the agent runs from here, isolated from your main address so protocol activity is decoupled from your identity wallet.

LIVE

⬢03 · SHIELDED YIELD

Capital is routed into Morpho yield through the agent account — agent-routed deposits and withdrawals are live in beta (“Deposit via Agent Wallet”). The vault's on-chain counterparty is the agent, not your main wallet, breaking the link between your identity and your positions. Fully private routing (intent-based / private mempool) is still on the roadmap.

BETA

✦04 · EARN YIELD

Yield accrues from curated, audited Morpho vaults on Base — the current yield engine. Non-custodial; Bloom never holds your funds. Additional yield sources are pluggable over time.

LIVE

⤓05 · WITHDRAW

Redeem to your wallet at any time. No lock-ups, no custody, no exit queue.

LIVE

// SHIELDED STRATEGIES

DEPLOY VIA YOUR AGENT WALLET

SHIELD_USDCLIVE

4–12% APYUSDC⬡ AGENT-ISOLATED

Stable yield on USDC through curated Morpho vaults. Deposits and withdrawals are live on Base today.

MORPHO BLUEDEPOSIT →

SHIELD_ETHLIVE

3–9% APYETH⬡ AGENT-ISOLATED

ETH yield via Morpho vaults (auto-wrapped to WETH). Non-custodial, audited, withdraw anytime.

MORPHO BLUEDEPOSIT →

SHIELD_LOOPPLANNED

~14% APYETH⬡ AGENT-ISOLATED

Leveraged supply/borrow loop executed from your agent wallet, with automatic health-factor rebalancing.

MORPHO + AAVE V3LEARN MORE →

SHIELD_PRIVATEPLANNED

TBDUSDC / ETH⬡ PRIVATE MEMPOOL

Fully shielded deployment: intent-based routing and private submission to minimize on-chain linkability.

PRIVATE EXECUTIONLEARN MORE →

// MORPHO-POWERED PRIVATE YIELD

CURRENT YIELD ENGINE · LIVE ON BASE

CURRENT YIELD ENGINENOT THE FINAL ARCHITECTURE · PLUGGABLE BY DESIGN

Shielded Yield's current yield engine is Morpho Blue — a non-custodial lending protocol with isolated, curator-managed markets. Deposits go directly into audited ERC-4626 vaults; Bloom never holds your funds. Routing those deposits through your agent wallet is what makes the yield shielded: the vault sees the agent account, not your identity address. Morpho is the engine today, not the final architecture — Bloom is built so additional yield sources can be plugged in over time.

■ NON-CUSTODIAL

Funds stay in your control. Withdraw anytime.

■ AUDITED

Morpho Blue audited by Spearbit. Verified on-chain.

■ CURATED MARKETS

Risk-managed by Gauntlet, Moonwell & others.

■ ISOLATED ROUTING

Agent wallet decouples positions from your main address.

VIEW LIVE VAULTS →curated Morpho vaults · live APY · updates every 60s

// ARCHITECTURE · WALLET ISOLATION

MAIN OWNS · AGENT EXECUTES

⬡OWNER

MAIN WALLET

Your keys. Authorizes setup & withdrawals — never signs day-to-day strategy transactions.

→↓OWNS

◈PREVIEW

AGENT WALLET

An isolated execution environment between your identity and your yield activity. Today a Privy embedded wallet (EOA); ERC-4337 smart-account upgrade on the roadmap. Holds and deploys strategy capital — never your main wallet.

▚ ISOLATION BOUNDARY — main wallet is never the on-chain counterparty

→↓DEPLOYS

✦YIELD

PROTOCOLS

MORPHO BLUELIVE

AAVE V3PLANNED

GEARBOXPLANNED

0x SWAPPLANNED

SET UP AGENT WALLET →Agent wallet creation & funding are live · ERC-4337 + shielded execution coming soon

// FUTURE · PRIVATE EXECUTION

THE SHIELDING ROADMAP

AGENT-ISOLATED EXECUTION

Each strategy will run from a per-user ERC-4337 smart account (today: an isolated Privy embedded wallet / EOA). Your main wallet is the owner but never the on-chain actor, so positions aren't tied to your identity address.

PREVIEW

INTENT-BASED ROUTING

Users express a goal ("earn yield on USDC") and solvers route execution. Batching multiple users' intents reduces individual on-chain footprints.

PLANNED

PRIVATE MEMPOOL SUBMISSION

Transactions are submitted through private relays to avoid public mempool exposure and front-running while strategies enter or rebalance.

PLANNED

SHIELDED POOLS (ZK)

Exploring zero-knowledge deposit/withdraw pools so capital can earn yield without publicly linking the depositor to the position.

RESEARCH

Roadmap items marked PLANNED / RESEARCH are not yet live. Bloom labels them honestly so you always know what executes on-chain today versus what is in development.

START EARNING →AGENT WALLET READ DOCS